Should You Do Stretching Exercises Before You Work Out?

Everyone needs to make use of some good stretching exercises before they do any other kinds of exercises. Stretching exercises are not something that you need to do just once or twice a week. It is important that you do some great stretching exercises before you exercise each and every time. These stretching exercises will help you to get your muscles warmed up; and ready for anything that you throw at them. With out stretching exercises you are bound to pull some muscles and this can hold you back.

You cannot afford to let your muscles get pulled and torn if you want to get in good shape, that is why it is so vitally important to learn some good stretching exercises.

The stretching exercises that you choose need not be too complex or too fancy, they only need to work. And not all stretching exercises are for everyone. There are different levels to stretching exercises just as there are with any other kind of exercise as well. The stretching exercises that you choose to do each time you work out should suit your exercises and your body.

For example you do not want to try advanced yoga on the first day you have tried yoga. You need to work up to the more advanced levels of stretching exercises. Keep this in mind and start with simple and easy stretches. This is the best way to stay in good shape all throughout your body. Remember that if you hurt yourself doing your stretching exercises you will not be able to do your regular exercises, you will be in too much pain. Even missing a few days can really throw off your stride when it comes to your exercise routines

There are many books out there for you to read that will help you to find the best stretching exercises for your body type and fitness level. If you cannot afford to go out and buy a bunch of these expensive books then consider checking them out at your local library. There you will find all kinds of fantastic stretching exercises and they will not cost you anything, they are all free.

You can also find all kinds of great stretching exercises online. These will be everything that you need in order to start up a good stretching routine. These will keep you in tip top shape all year long and looking your absolute best. There are hundreds of websites on the internet that will be able to supply you with many different stretching exercises. These are the stretching exercises that you need to get your hands on. It is also these stretching exercises that will change your entire life. If your exercise routine needs a little pick me up then you can use these stretching exercises in order to give yours just that.

Musical instruments for your children

Music is the essence of life and I think that no one is untouched with this beautiful gift given to mankind. Even children also love to play music and enjoy it when they get a chance to do so. For this, you require various expensive musical instruments but what if you make your own music instruments at your home with little efforts? It is a fun and inexpensive idea to make Gongs, xylophones, hummers and triangles for children to play.

1. To make a Gong you need an old pie tin or a lid of a large metal popcorn tin, a metal table knife or spoon for a mallet, a hammer and nail, a string. You have to pound two nail holes on the edge of the pie tin or on the side of the popcorn lid two or three inches apart. Thread the string through the holes and tie a knot. The string should be about 1 ½ to 2 feet long enough so that you can easily hold it without touching the pan or tin. Hit the pan with the spoon or knife and you have a loud sound. To soften the sound, you need to wrap the knife or spoon with a piece of cloth and then use a child socks to cover the knife or spoon.

2. To make a Xylophone you require glass pop bottles of same size and then shape work best for a homemade xylophone and for this purpose, water glasses shall also work. Fill the glasses with different amount of water whereby one bottle should be almost filled to the top and the other one with very little water. The other bottles should vary somewhere in between the two. You can use as many or less bottles as you like. A knife or spoon would wok well as a mallet. Hit the side of the bottle or glass gently as each one shall make a different sound. You can even experiment with different levels of water to decide which note pitch you would like most. If you have a piano or other musical instrument that shall make various pitches then you can tune your bottles or glasses to the instrument.

3. Making a hummer is also very easy where you need to have an empty cardboard toilet paper or paper towel tube, a rubber band and a wax paper. Cut a round piece of wax paper that is larger than the ends of the tube. Cover one end with the wax paper and hold in place with the rubber band and make sounds into the opposite end of the tube.

4. You can also make a triangle with the help of a horseshoe or 4 to 8 inches of metal pipe, string and a knife or spoon. Loop the string at the curve of the horse shoe or thread it through the pipe. Tie a knot at the top and hit the horse shoe or pipe with the knife as soon as it dangles from the sting. Make sure that the string is strong enough to hold the pipe.

Be a Happy family :-)

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or contac me at Facebook

Why do Women Get Attracted to Married Men?

The hooked and booked man is like a forbidden temptation. That's what makes him irresistibly attractive to a woman. He stirs a challenge in her. She feels a sense of power in attracting a man who is already taken. What makes him the catch for her is his confidence, experience and authority. The excitement stems from the fact that he's already taken.

The golden rule here is: you want what you can't have. Soon, this man becomes an overwhelming obsession for a woman. I call it the 'forbidden fruit obsession'.

According to me, there are two reasons for women falling for married men. Firstly, wild attraction. And secondly, vulnerability. For a woman, a married man represents a certain security she craves. A woman feels that a married man - compared to a bachelor - can meet her emotional and material needs in a better manner. Getting a married man signifies a triumph of one woman over another woman. He's a trophy catch. To have him, is about making the impossible.

If a woman wanted a fling, she could have had it with anybody. But a married man at her beck and call makes her value herself more... that he's willing to throw it all over for her. It increases her self-esteem. Mind you, she's enjoying this fantasy, as much as his wooing, his experience and the way he makes her feel extra special.

Sometimes, she likes the fact that he doesn't go weak in the knees in front of her. He's a symbol of authority. This relationship is about adventure and fun. But this is dangerous fun. There's a risk of running another person's life.

Married men love playing games. They give out the vibe - 'I'm married but I'm game'. Married men are always on the lookout for fun. These are men on the prowl. For a woman, it might be difficult to resist the vibes of attraction from a married man. He makes himself so indispensable.

A married man can give you a great time. There are times when this forbidden attraction transforms into love and romance, especially if the man doesn't have a happy marriage. Not all married men are jerks, some even leave their wives and get married to women they love. But the fact is, men and women love playing power games with each other. This is a dangerous game. It can take you through highs and lows, like you've never experienced. Human beings are fragile and one learns from trial and error. So it's you have to decide, whether it is a viable option to have a relationship with a married man.

:-D

Commercial & Business Loan Affiliate Program

We are offering you extremely large commissions just for making referrals to our company. It is legal, there is no license required to receive commissions on commercial mortgage loan referrals as long as the loan are made from one corporation to another corporation.

Just refer clients that need a commercial loan. We do all the work. You Get Paid.

Get other people to become Affiliates. They refer clients to us. We do all the work. You Get Paid.

Your Affiliates can also get others to become Affiliates; their Affiliates will be your Sub-Affiliates. Those Sub-Affiliates refer clients to us. We do all the work. You Get Paid.


You will receive two payouts on all deals:

Payout #1 is a percentage of the Initial Loan Packaging fee (I.L.P), which is paid to you up-front. This is based on the loan size. This is not always charged to clients, it depends on the amount of work involved.

10% of the Initial Loan Packaging Fee goes to you on deals that you refer.
You will also receive 5% of the packaging fee from your Affiliates
and 5% from your Sub-Affiliates' deals.

Example: On a $1,400,000 deal the Initial Loan Packaging fee is $2,500. You will receive 10% of the Initial Loan Packaging Fee at the time of the application which is $250.

Payout #2 is your commission (Com.) THESE ARE THE BIG CHECKS. Your commission is a percentage of the Success Fee that we receive from the Lender when the loan is funded. This fee can be from 3% and up of the loan amount.

Example: You will receive a commission of 30% on the points charged to the client on each loan. So, on that $1.4 million dollar loan with 3% charged the total success fee to Real Business Loans, LLC would be $42,000 and your commission would be $12600, in addition to the up-front Initial Loan Packaging fee that you received, with little or no work on your part.

You also receive commissions when your affiliates earn commissions.

Below is an example of how having a few Affiliates can make you money even when you are not doing anything.

Schedule A
Commissions

Your Referrals
You REFER the client.
WE do all the Work.
you get paid.

Loan Amount $1,400,000
Initial Loan Packaging Fee $2,500
Your Initial Loan Packaging Fee percentage 10%
You get paid within that week $250
3% Success Fee $42,000
Your Success Fee Percentage 30%
Paid to you upon closing $12,600

Level 1 Your Affiliate Referrals
You don't have to do anything here.
Your Affiliate Refers the client.
We Do all The Work.
you and your affiliate get paid.
Loan Amount $1,400,000
Initial Loan Packaging Fee $2,500
Your Initial Loan Packaging Fee percentage 5%
You get paid within that week $125
3% Success Fee $42,000
Your Success Fee Percentage 5%
Paid to you upon closing $2100

Level 2 Your sub-affiliates Referrals
You don't have to do anything here either.
the Sub-Affiliate refers the client.
We Do all The Work.
you, your affiliate and Sub-Affiliate get paid.
Loan Amount $1,400,000
Initial Loan Packaging Fee $2,500
Your Initial Loan Packaging Fee percentage 5%
You get paid within that week $125
3% Success Fee $42,000
Your Success Fee Percentage 5%
Paid to you upon closing $2100


If the possibility of making all this money with no work at all on your part is okay with you then please visit us online at http://www.venturecapital.20m.com/loan_affiliate_program.html to sign up now!

KLIK THIS ONE

What Makes A Successful Home Business Entrepreneur?

Studies have shown that successful entrepreneurs and home business owners possess the following characteristics. Do you?

1. Do you have Self-confidence?
This is the magical power of having confidence in yourself and in your strengths and abilities. This isn't bravado or braggadocio but an unshakeable belief in yourself.

2. Are you Achievement Oriented?
Results are gained by focused and sustained effort. You concentrate on achieving a specific goal, not just accomplishing a string of unrelated tasks.

3. Are you a Risk Taker?
There is a chance of loss inherent in reaching for any goal, yet you have the confidence necessary to take calculated risks to achieve your goals.

So which of these three main characteristics is the most important? Believe it or not, it is self-confidence.

Without self-confidence, nothing else is possible. If you don't believe in your abilities, then the first challenge that arises may knock you off the path to achieving your goals. Here are a few things to keep in mind for maintaining a higher level of self-confidence.

* Positive Thinking
It all starts with a positive attitude! Believing that something good will happen is the first step.

Negative thinking is just not allowed (so stop it right now). You must truly believe that there are no circumstances hard enough to deter you from reaching your goals.

Try the exercise created by French psychotherapist Emile Coue - every morning repeat "Every day, in every way, I am getting better and better." You might be surprised that this simple exercise has been getting results since the early 1900s!

Remember too, that positive thinking can be contagious. When positive thinking spreads, it can open doors to new ideas, customers, friends, etc.

* Persistent Action
All the positive thinking and believing in the world is useless if it is not applied towards a goal. You have to take action, no excuses allowed. This action must also be persistent. Trying once and then giving up is not going to be enough. Keep at it one step at a time. If you can't get by a certain step, then find a creative way to try again or go around it.

Entrepreneurs are people who make decisions, they take action and control their own destinies. They are often motivated by a spirit of independence which leads them to believe that their success depends on raw effort and hard work, not luck.

As Ronald Regan pointed out: Entrepreneurs and their small enterprises are responsible for almost all the economic growth in the United States.

Look ahead and see yourself where you want to be, maintain a strong belief in yourself and your skills, stick with it, and never give up. If you can do that, you're already half way there!

We'll leave you with a couple of quotes from Sir Winston Churchill (1874 - 1965):
"Success is the ability to go from one failure to another with no loss of enthusiasm."
"For myself I am an optimist - it does not seem to be much use being anything else."

Onwards!

Job Hunting: Networking With Others is the Keys to Success

You can never underestimate the power of networking. Often success is directly proportional to the size of the social circle.
Whether you are looking for an entry level job or wanting to climb the career ladder you will need some kind of networking savvy in order to survive in the business world.

If you are looking for an entry level job your networking skills might be more important than the quality of your CV. Research shows that most jobs are obtained through contacts before the jobs even become open to the general public. In the established business world strong networking skills are shown to be one of the most powerful predictors in success. If you struggle with people skills and need some help expanding your network read on.

You will need to collect up all the business cards and contact numbers of the people you already know. Make one central place where you keep all your contacts' information.

The Internet opens up a myriad of opportunities for those nervous about networking and interpersonal skills. With email and web sites you can reach a wider network than you ever could the 'old fashioned way'. Even building a simple website could open up many new (international) contacts and opportunities. If you are able to effectively network online can be one of the most effective tools for those seeking jobs. Discussion forums, newsgroups, discussion groups and exchange ideas - and most importantly contact details.

There is no substitute for good old fashioned networking. You cannot replace the value of a first impression or underestimate the importance of really meeting people vs meeting online (although online meetings can reduce the stress and pressure associated with the first meeting).

If you are hesitant about networking because you lack confidence, then perhaps consider joining an organization such as Toastmasters. This is a public speaking organization which will help you build confidence and you can join from anywhere in the world. An added bonus - you will meet many new contacts and expand your circles.

Get creative with your networking. Look for opportunities to meet people and widen your social and business circles. If you are new to the job market, here are some networking strategies for first time job seekers. If you are looking for a job you need to keep expanding your network continually.

1. Make sure you understand how to use the internet to search effectively. Use all ways you can think of to come across new opportunities as they arrive

2. Create a spreadsheet or table, of all your contacts. Add as much information as you can: things like company names, titles, names of key contacts, phone numbers, and emails - any information you can. Leave space for notes and keep your table as organized and up to date as possible.

3. Regular contact: this is vital to the success of your network. Use any opportunity to connect. Ask advice, offer information you think will be useful to them - find reasons to communicate. When they respond make sure to thank them. It's important not to take your network for granted.

4. Initiate face to face contact whenever possible.

5. Never pass up an opportunity to get out there and network. If you are in an industry that requires more networking and socializing then limit the amount of times you may say 'no'. For example for every 2 invitations you turn down you must attend one.

6. Collect your contacts and feel free to call on them should the need arise.

7. Thank your contacts whenever they do something for you. Always be polite and courteous and do your best to respond to them timorously too. You want to come across as professional.

thanks for read this :-)

Know What You Want and Make It Happen!

How is your life and/or your business doing? Is it stagnating, boring, going nowhere? Have you become obsessed with meeting those loan repayments or trying to just survive until the next fistful of money comes in? Are you having trouble maintaining your positive expectancy about life and/or business?

Too many of us are living this way and it has to change! The Government won't do it for us, nor will our family or friends. So what steps do we need to take to make life worth living and our businesses into exciting ventures?

The way to live satisfying lives is to simply dream up the things that we want to do and then make them happen. A simple statement but so few of us can put it into practice!

You can put it into practice if you take these steps NOW! First, find yourself a quiet, comfortable location where you will be free from disturbances. Ensure that you have paper and pen handy as you will need to write some things down.

Brainstorm Ideas

Now, let's do some brainstorming. For the next ten to fifteen minutes, write down all the things you'd like to do. A few rules for this exercise are in order. Don't evaluate as you write! For example, if you'd like to go overseas on holidays for twelve months - don't stop and think whether you can afford it. Just write it down. Evaluation can occur later. At this stage, write down all the things that you'd like to do assuming there was nothing that you couldn't do.

Prioritise Ideas

When you have finished brainstorming, you will have a list of the things you would like to do - and hopefully it will be a long list! Your next step is to review your list and sort it into priority order. Again, do not evaluate any of these items as to feasibility, etc. while you are ranking them. At the top of a fresh sheet of paper, write the thing you would like to do most. Underneath that, write what you'd next like to do most. Continue doing this until you have sorted your list into order of most wanted to least want to do. Also, put beside each one when you would like to do it by.

Take a short break before proceeding to the next step.

Evaluation

Now, look at the top three items on your list and ask yourself the question: "What is stopping me from doing these things? It will help to clarify things if you write down these reasons. For example, if your number one choice is to go overseas for twelve months, your reasons for not being able to do so could be:

+ can't afford it;
+ can't leave my business unattended; and
+ afraid I won't like it when I get there.

You've got to remember that you are looking at the three things you'd like to do most! So you're not going to let reasons like that stop you from doing them, are you? Now spend some time thinking about what you can do to overcome these reasons. Again, brainstorming without evaluation can help. Write down all the things that come to mind that could overcome these obstacles. You might write down things like:
+ sell the business;
+ cut back on personal expenditure to save the money so can afford it;
+ get more information about where I want to go;
+ hire a manager to run my business while I'm away;
+ sell the house and use proceeds to pay for the trip;
+ increase my business so that I make more money; etc., etc.

Once you have a list of solutions (no matter how silly some may be), you can then evaluate them. Remember, sometimes it is the modification or extension of a silly idea that holds the solution. From this evaluation process, form a plan of how you could do what you most want to do.

Do a Plan of Action

Your final step in this process is to put your plan into action - and do it now! Don't wait for a more opportune time - the best time is always NOW!

However, don't let your big plans stop you from doing some of your smaller plans now. Pick a couple of activities you can do within the next month that won't cost you money. DO THEM! You will feel like a different person for having done so.

Okay, but can you apply this process to your business? You surely can. Instead of asking yourself what you would like to do, instead ask what can you do that will make your business more attractive to your customers so they will do more business with you?

Again, use brainstorming to help you. Follow all the steps above and you will come up with some great ideas that will help you to revitalise your business. Also, don't forget that the best source of ideas is from your customers. Ask them what they want - then give it to them provided you can do so at a profit. If you can't do it at a profit, brainstorm ideas on how you can do it at a profit. Always aim for continuous and never-ending improvement in your service to your customers.

You will see the difference doing things can make to your life and business!

10 ways to make money online (10 cara mendapatkan penghasilan dari internet)

1. Online advertising -
On the Internet, a smartly organized small business may get excellent results, often competing side by side with larger corporations. Internet advertising is on an ascending trend, which shows plenty of potential for the near and distant future. As traditional media outlets struggle to keep costs down and become more attractive for potential advertisers, the virtual space offers any business the opportunity to achieve amazing results with a budget that is only a fraction of what an advertiser would pay to get the same ROI through traditional media. Using programs such as Google Adsense, placing affiliate banners on your site and making the most out of pixel advertising are all amazing ways to make some money.

2. Affiliate programs -
You can choose affiliate hubs where different advertisers offer their banners and affiliate offers and you can manage them using a centralized system, or you can get a single affiliate website that will display their banners on your site. The potential profits that come from affiliate programs are strictly connected to how high your visitor counts are and how targeted those visitors are. This takes us a bit away from affiliate systems and highlights the importance of SEO in any online business. The web masters who invest money and energy into ethical SEO techniques often notice a very steady increase in traffic, which, in turn, enables them to make more profit from their online business.

3. Freelance jobs -
Working as a freelancer on the Internet is one of the most popular ways of making money from home. You can try your luck at graphic design, copywriting, programming and several other dozens of ramifications and project types.

4. Electronic commerce –
selling items on eBay is one of the hottest ways of making a lot of cash online. Not everyone is successful at it, of course, but those that are continue to increase their profits constantly. Auctions on eBay have a lot of potential – combine them with dropshipping and you can get a business that's easy to run and very profitable at the same time.


5. Paid surfing and survey filling -
There are a number of companies that pay you to surf the web. They display a small add on your desktop when you are connected to the Internet and give you a percentage of the advertising revenue they receive. The amount per hour is not very big, but there are ways to multiply it by referring other people. This is really the focus of all this programs. Tell everybody you know that they too, can get paid to surf, and get paid yourself for referring them. Paid surveys are also great, since they are easy to fill in and anyone can do that from the comfort of their own home.
example :


6. Networking –
while this is not actually a direct way of generating profit, you can use social networking and MLMs to generate leads and drive traffic to your online business.


7. Selling websites and domain names is becoming an extremely popular area, which still has a lot of room for development. If you bought a nice, short and relevant domain name a while ago, you can make a small fortune selling it today. If you don't believe me, check out these figures, for the top five most expensive domain sales in the last few years:
Business.com – $7.5 million
AsSeenOnTv.com – $5.1 million
Altavista.com – $3.3 million
Wine.com – $2.9 million
Autos.com – $2.2 million

8. Work at home jobs -
Depending on how much time you are willing to put into a work at home opportunity, you could either do it in your spare time, or make it your main income source. Work at home jobs are suitable for everyone: from students, to retired people. You do not sign any documents or commit in writing to anything, thus you are not obliged to work if you do not feel like it. In a modern society, with parents spending more time at home raising their children and college students looking for a comfortable part time job, a work at home opportunity is the perfect answer.

9. Outsourcing –
this is not a moneymaking opportunity, but a money saving one. Outsourcing is the best way to create a competitive business in countries like the United States, Canada and most of Europe.

10. Free stuff online –
you will not get rich while taking advantage of all the free stuff you can get online, but it is fun and rewarding. If you are a webmaster and you wish to create a very popular website, do your best to offer lots of things for free – downloads, software, ebooks, wallpapers and so on.

Money-Saving Ideas

Good news: Consumers can save nearly $3 billion a year just by using coupons when shopping. According to the Promotion Marketing Association Coupon Council, spending just 20 minutes per week clipping coupons can save you up to $1,000 per year. It's easy. Over 85 percent of all coupons issued in the U.S. are found in Sunday papers. And it's popular. Seventy-six percent of Americans are already coupon users.

The following tips can also help you on your way to becoming a savvy coupon clipper:

Finding Coupons:

• Look in the store. You'll find coupons in retailers' advertising flyers, on the shelf, at kiosks, even at the checkout. Turn your register receipt over-sometimes there will be coupons there, too.

• Try samples offered in the store and you'll often be offered a coupon to take home a package of the products.

• Check product packages. Your favorite brands want to keep you loyal, so you'll often find coupons on or in the package.

• Look on the Internet. There are coupon sites where you can print coupons and find providers who will e-mail you coupons. A product manufacturer's Web site may offer coupons for brands you love. Check the store's Web site too. Be cautious online, however, of someone offering to sell you coupons...there's no need to buy them when there are so many available free.

Using Coupons:

• Organize your coupons in the order that you shop the store to save time and make sure you use them all.

• Make coupon-clipping a family affair--it can be a great math and savings lesson for the kids. Involve them in the process and let them "earn" coupon savings money.

• Use coupons with shorter expiration dates first.

• Shop on double or triple coupon days and use manufacturers' rebates to realize additional savings.

Where To Submit Articles For Making Money Online

We all know, the traffic is the everything for online business. No traffic, no money. So your sole work is to drive traffic to your website.

Submitting articles is the proven method to drive targeted traffic to your website and make money online. The advantages of submitting articles will be discussed in another article. Here we just discuss where to submit articles and how to find them for making more money online.

You may know, there are lots of free articles directories where you can submit your articles. But we need to improve out effect to spend less time and get more result. Here are some ways to decide which directory is worth to submitting your articles.

First, you can search Google, Yahoo and MSN to find them. You just use "free articles" or something like that to search on those main search engines; you will get articlecity.com, isnare.com, ezinearticles.com, articlesfactory.com, ideamarketers.com, goarticles.com on the first page of Google search. You will get articletrader.com and articleworld.net on Yahoo. You will also get articletrader.com and freearticles.biz on MSN. You can find the results are not exact same. For reaching visitors as many as possible, you may need to submit your articles to those different websites.

Second, you can use Google Page Rank to check them. You know, the higher the page rank is, the more important the website is. We will get page rank of above websites: articlecity.com(6), isnare.com(5), ezinearticles.com(7), articlesfactory.com(5), ideamarketers.com(5), goarticles.com(6), articleworld.net(5) , articletrader.com(3) and freearticles.biz(4). The bigger the number is, the better the website is.<

Third, you can use Alexa traffic ranking to check them. Alexa is the third party to display website traffic. We will get traffic ranking of above websites: articlecity.com(5,203), isnare.com(5,982), ezinearticles.com(616), articlesfactory.com(15,957), ideamarketers.com(6,896), goarticles.com(2,031), articleworld.net(39,300) , articletrader.com(17,643) and freearticles.biz(2,340,750). The less the number is, the better the website is.

Combining those three factors to consider where to submit your articles, we may get the first three websites as this: the first is ezinearticles.com, the second is goarticles.com and the third is articlecity.com. Actually, these three websites are the favorites for most authors to submit their articles.

Addition one factor you may think is the whole number of articles and authors of the website. It is a factor to check how popularity the directory is. You can imagine, how the search engine like the fresh content, the more articles the website has, the more exposure the website on search engine. The result is the more exposure of your articles. And you have to admit that almost every author is the visitor himself too. The more authors the website has, the more traffic the website has.

However, if you use software to submit your articles, it will save you lots of time. And if you have lots of time, you can submit your articles to as many as directories you can find.
But it is not my interesting to focus on those topics.

Best Work At Home Opportunities

Daily I get emails from visitors to my work at home web site wanting to know what are the most popular types of work at home opportunities. In this article I am going to give the types of programs that are most popular on my site. Others may get different results, but these are the ones that I have found to be the most popular.

In my articles I always mention that research is the key to being successful in the work at home work place. You either need to use a website like mine, but not necessarily mine or be prepared to do a lot of research yourself.

Now to the nitty gritty. I have listed below the types of work from home programs that I have found most popular over the past (6) months.


1st Place - Data Entry Programs

I have found two programs, one for people who have basic computer skills up to advanced typing skills and another for people with minimal experience to expert level. Both of these are very popular.

2nd Place - Type At Home programs

I have found 3-5 good programs that fit this criteria.

3rd Place - Processing Rebates

I found one program that is very popular in this niche of the market place. I have only had it on my site for over a month and it may very well take over the number one slot in the next 6-month window. I had a doctor who resides in Germany recently tell me this " With your help I bought the program rebate processing and for my opinion it is one of the best for people who wants to work at home". Only time will tell if it will over take the number one slot.

4th Place - Online Paid Surveys

found (6) six good companies, but two that really stand out above the rest.
I wanted Survey Directory companies here that would allow people to choose whether they wanted to take surveys for cash and / or sweepstakes. In my opinion the survey directory companies are the way to go, but it's also important for a user to be able to pick and choose the money surveys as desired. You want to have control and not let them force you to take surveys that may simple give you an entry into a contest.

The above programs do not include the programs that I found for Home Based Business or Moms and Dads programs. I found many good programs to fit what I believe to be all skill sets.

If you have a computer, access to the Internet and your reading this article than you more than likely have everything that is required to work from home.

Several important things to remember are as follows:

1. Either do the research your self or use a site that has done some research.

2. Remember any good program requires that you do some work from home.

3. Put forth the time and effort to be successful.

4. Setup a separate email for you work at home work if possible.

Please feel free to read more of this article by visiting my link in the resource box below. I always enjoy getting emails pertaining to my articles or my site. Your feedback is important to me.

HERE IS I OVER U THE BEST ONE TO WORK AT HOME :-)
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10 Situs Jejaring Sosial Terbaik

Apakah jejaring sosial? Jejaring sosial adalah kelompok yang terdiri dari orang-orang yang dihubungkan oleh kepentingan bersama, persahabatan, pengetahuan dan lain-lain.  Situs jejaring sosial adalah sebuah platform berbasis web yang menyediakan tempat bagi pengguna internet untuk bergabung dan membentuk komunitas online.
Apa yang hebat dari situs jejaring sosial? Jejaring sosial telah mengubah cara orang berkomunikasi dengan orang lain, seperti keluarga, teman dan orang lain secara online. Hal ini juga mengubah cara orang mencari pendapatan lewat internet. Anda dapat menentukan target customer di situs jejaring sosial seperti teman, anggota keluarga, teman dari teman Anda dan bahkan pelanggan baru pada sepuluh besar situs jejaring sosial terbaik berikut:

1. Facebook. Inilah pemimpin di antara situs jejaring sosial saat ini. Facebook adalah situs jejaring sosial umum. Ada lebih dari 600 juta orang menggunakan Facebook. Jika Anda baru mulai bergabung dalam jejaring sosial, Facebook adalah tempat yang cocok.
2. MySpace. Inilah salah satu situs populer lainnya. MySpace memberikan pengalaman yang sangat personal seputar dunia entertainment dan menghubungkan Anda dengan aneka interaksi sosial.
3. YouTube. YouTube adalah sebuah website yang memungkinkan Anda untuk mencari, melihat dan meng-upload video yang Anda buat sendiri untuk berbagi dengan pengguna lain. Ini adalah cara yang bagus untuk membangun marketing melalui viral video.
4. LinkedIn. Ini adalah website yang memungkinkan Anda untuk membangun jaringan dengan para profesional yang sesuai dengan segmentasi bisnis Anda. Ini adalah channel yang tepat bagi Anda untuk mengenal orang-orang yang memiliki kepentingan bisnis yang sama.
5. Bebo. Bebo adalah salah satu situs yang sangat populer di Inggris dan Irlandia, respons yang bagus juga terjadi di Amerika Serikat. Kalau di Indonesia mungkin kurang populer.
6. Twitter. Twitter menawarkan jaringan sosial yang sifatnya umum dan juga memfokuskan diri pada micro-blogging. Twitter memungkinkan Anda untuk mem-follow apa yang teman Anda lakukan dan juga berbagi informasi aktifitas terkini yang sedang Anda lakukan. Inilah situs jejaring sosial yang diramal akan mampu meruntuhkan dominasi Facebook di era micro blogging.
7. Flickr. Flickr adalah jejaring sosial seputar fotografi. Flickr memungkinkan Anda berbagi foto dan berbalas komentar dengan orang-orang di seluruh dunia.
8. Netlog. Ini adalah website yang berasal dari Eropa yang mencakup blog pribadi, video sharing dan penawaran iklan secara gratis.
9. Habbo. Habbo adalah website yang segmentasinya diarahkan ke remaja. Habbo mendorong Anda untuk bertemu orang-orang baru dalam sebuah game dan chat room.
10. hi5. Inilah website yang memungkinkan Anda untuk terhubung dengan, tidak hanya teman-teman Anda, tetapi juga dengan semua orang di dunia secara gratis. Berbagai fitur yang ditawarkan adalah chat room, membuat grup dan kustomisasi profil.

Ada banyak situs jejaring sosial lain yang tersedia saat ini. Anda harus memahami persyaratan layanan (TOS) masing-masing situs tersebut. Anda bisa menjadi populer di seluruh dunia, meningkatkan daya saing bisnis Anda dan juga membangun kehidupan sosial yang lebih baik melalui situs jejaring sosial.
Jika Anda ingin menghasilkan uang lewat internet, yang perlu dipelajari bukan hanya teknik-teknik terbaru ataupun software terkini yang sedang menjadi pusat perhatian. Lebih dari itu, Anda perlu menciptakan sistem yang akan memangkas proses trial and error sehingga Anda bisa segera mendapatkan hasil, bahkan bagi pemula sekalipun. Dan situs jejaring sosial adalah awal yang baik untuk memulai proses tersebut.
Bagaimana menurut Anda?

7 Kunci Untuk Menjadi Genius dan Kreatif

Berikut adalah 7 cara berkreativitas secara alami dan menciptakan sesuatu yang anda suka.:-)

1. Berpikir Seperti Layaknya Seorang Anak kecil.

Sebagai orang dewasa kita cenderung berpikir dengan cara rumit yang bertujuan untuk menunjukkan seberapa pintar kita. Namun, berfikirlah sebagai anak kecil, yang cenderung jauh lebih spontan dan jauh lebih kreatif dalam pemikiran. Untuk kembali menangkap rasa ingin tahu sebagaimana masa kanak-kanak Anda, biarkan diri Anda hanya ingin tahu pada hal-hal yang harus benar-benar diketahui, dan lepaskan imajinasi anda untuk bisa diwujudkan secara nyata

2. Membuat Koneksi Baru.

Untuk menjadi inovatif tidak membutuhkan gelar sarjana, melainkan hanya memerlukan membuat hubungan antara ide-ide yang ada. Misalnya, tahukah Anda bahwa es krim ditemukan pada tahun 2000 SM namun mengambil lagi 3900 tahun bagi seseorang untuk datang dengan ide sebuah kerucut? Justru ketika Anda mengambil dua item yang tampaknya tidak berhubungan dan menggunakan percikan kreativitas yang jenius terjadi.

3. Berfikirlah 'nakal' dan ‘sedikit’ tidak masuk akal :-)

fokuslah lebih memilih solusi untuk masalah, dan jawaban atas pertanyaan. Untuk menjadi kreatif, Anda perlu merasa nyaman dengan hal-hal yang tidak sesuai. Buatlah sesuatu yang inovatif dan tak lazim.

4. Banyaklah tersenyum dan tertawa.

Tom Peters mengatakan bahwa kreativitas dari tempat kerja dapat diukur dengan tawa,  yaitu berapa banyak tersenyum/ tertawa dalam suasana bekerja. Humor adalah salah satu kreatif terbesar. Ini goncangan kita keluar dari pola normal kami dan menempatkan ide-ide bersama yang tidak harus pergi bersama-sama. Telah ditemukan bahwa setelah mendengarkan kaset komedi, kemampuan siswa untuk memecahkan masalah kenaikan sebesar 60%.
5. Pikirkan luar Batas Anda. Banyak produk yang kami ambil untuk hari ini diberikan adalah hasil orang berpikir di luar batas mereka. John Lynn ingat menghadiri konferensi komputer di tahun 1980-an di hotel ketika seseorang berkelakar bahwa hal berikutnya mereka akan berpikir akan terkomputerisasi pintu. Ketika ia kembali ke hotel yang sama 20 tahun kemudian, semua pintu menggunakan kartu kunci komputer diprogram.

6. Mengadopsi dan Beradaptasi.

Untuk menjadi kreatif tidak memerlukan pemikiran biru-langit. Anda masih bisa kreatif dengan mengadaptasi apa yang berhasil di tempat lain. Sebuah maskapai penerbangan Amerika yang ingin perputaran cepat di penerbangan mereka mengadopsi teknik Formula Satu kru pit. Sumber lain ide adalah alam. Georges de Mestral mengadaptasi cara menanam benih dgn tongat menciptakan Velcro.

7. Ingatlah Mimpi Anda.

Bermimpi dan hari-bermimpi dapat membuat jahitan yang kaya ide, karena itulah ketika kita santai dan membiarkan pikiran bawah sadar bekerja dengan sendirinya. The Park Roffey Management Institute menyebut ini "mencuci bersih kreativitas " karena sebagian besar terbersit inspirasi datang ketika kita berjalan dsb , bahkan Archimedes menemukan ide besar ketika di bak mandi, atau bahkan anda bisa menemuannya ketika mencuci piring.

Terapkan ini 7 teknik berpikir kreatif dan membuat mereka bagian dari pemikiran harian Anda dan saya menjamin bahwa solusi-solusi baru untuk masalah Anda akan terbuka kepada Anda dengan mudah dan cepat 

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Selamat menikmati :-)

Apa itu SPAM di Dunia Internet ?

Anda mungkin telah melihat peningkatan jumlah junk mail yang muncul di kotak email Anda, atau pada newsgroup favorit Anda. Kegiatan dari sejumlah kecil orang menjadi masalah yang lebih besar untuk Internet.
 

surat Rantai yang minta uang, baik untuk laporan atau hanya lurus ke atas, adalah ilegal di AS apakah mereka berada dalam surat pos atau e-mail. Melaporkan penipuan ke lokal Anda US Postmaster. Anda dapat melihat e-mail yang berasal dari Nigeria atau negara lain Afrika, dikirim oleh seseorang yang ingin menggunakan rekening bank Anda untuk mentransfer 20 juta dolar. Ini disebut scam '419 'dan orang telah membunuh lebih dari itu.
 

Spam adalah membanjiri Internet dengan banyak salinan pesan yang sama, dalam upaya untuk memaksa pesan pada orang yang tidak dapat memilih untuk menerimanya. Kebanyakan spam iklan komersial, sering untuk produk yang meragukan, skema menjadi kaya-cepat, atau layanan kuasi-hukum. Pengirim spam biaya sangat sedikit untuk mengirim - sebagian besar biaya yang dibayar oleh penerima atau operator bukan oleh pengirim. Untuk penerima, spam mudah dikenali. Jika Anda menyewa seseorang untuk membaca surat Anda dan membuang spam, mereka akan sedikit kesulitan melakukannya. Berapa banyak yang harus kita lakukan, pendek AI, untuk mengotomatisasi proses ini? Saya pikir kita akan mampu memecahkan masalah dengan algoritma yang cukup sederhana. Bahkan, saya telah menemukan bahwa Anda dapat menyaring spam saat ini dapat diterima dengan baik menggunakan tidak lebih dari kombinasi dari probabilitas Bayesian spam kata-kata individu. Dengan sedikit tweak (seperti yang dijelaskan di bawah) Bayesian filter, kita sekarang lewatkan kurang dari 5 per 1000 spam, dengan 0 positif palsu.
 

Salah satu varian sangat keji dari spam mengirim spam email ke mailing list (forum diskusi publik atau swasta email.) Karena banyak mailing list membatasi kegiatan untuk pelanggan mereka, spammer akan menggunakan alat otomatis untuk berlangganan ke mailing list sebanyak mungkin, sehingga mereka bisa ambil daftar alamat, atau menggunakan mailing list sebagai target serangan mereka langsung.

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